By Aileen Banting
A good insurance system for employees launched by U.S. Department of Labor’s Employee Benefits Security Administration (EBSA), will keep away those frauds and scammers from the hard-working citizens of America. Insurance plans are regulated by the mentioned department. They formulate and implement rules that an insurance employer must follow when presenting health insurance coverage to employees. It is against the rule for an insurance employer to single out an employee because his or her hospitalization bills are too costly. In addition to this, if there are twenty or more employees at your work, COBRA continuation coverage should be offered to you upon leaving your job. EBSA works to make sure everything is in order and your rights are protected.
Recent studies are showing that poor eyesight may be a good indicator of your ability to access proper healthcare. As with the millions of people in the US along without access to healthcare benefits, most private consultancy clinics for vision are quite expensive and out of reach for uninsured people. Public care has lost so much of their purchasing power that proper supplies often come in tricles, not enough to cover all of those people in need of treatment.
From prescription glasses, contacts to other more advanced opthalmological needs, many fail to get them beacuse they lost coverage when they were either laid off work or simply ceased to get enough cash to pay for it. Call it skimping or simple frustration with not geting ample care, the problem is becoming to much of a danger that accidents are sure to come if this is not addressed immediately. The incoming administration is promising to revamp the health care system, but promises are only words and actions would be much more appreciated, so hope they have some tricks on their sleeves to get it done fast.
How does one cope with all the rising gas prices, basic necessities, and pay for health insurance at the same time? Most people would not think twice in stopping the payment, but if you can still pay what should you do? Here’s 10 tips from insurance.com on how to go about it.
1.Practice prevention
2.Shop around for health insurance
3.Cut the cost of prescription drugs
4.Check your medical bills
5.Join your spouse’s health plan
6.Keep track of your medical expenses
7.Negotiate a discount with your health-care provider
8.Contribute to a flexible spending account
9.Take advantage of free health screenings
10.Get to know your health insurance
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by: Christine Zafra
New studies conducted by Families USA show that in the state of Washington, 1 person each day dies because he or she does not have health insurance to cover for him/her. That’s about 365 people a year—and that accounts for non-insured people alone. Due to the high costs of health insurance, a lot of people are being deprived of it. This is an issue that the state should look into since people are dying because something (health insurance in this case) wasn’t there to catch them the time they needed it most. And as the popular saying goes, “what a waste”.
Photo taken from http://www.missouri-health-insurance-quotes.com
death, health insurance, washington
by: Christine Zafra
An online survey given by AFL-CIO had a very disturbing outcome: almost 95 percent of the participants think that the American health insurance system should be totally changed. Most of the respondents did not belong to the lower-end bracket of the strata but rather, had jobs, college education and health insurances themselves. The most disturbing part was their reasons as too why the health insurance system should be overhauled. Some say that they didn’t go to the doctor when they needed on due to the high costs. Some, on the other hand, said that their injuries were not covered by health insurances and so they didn’t bother to have it checked. There were other numerous reasons but the common denominator is that of money issues.
Photo taken from http://www.bsu.edu
health insurance overhaul
by: Christine Zafra
Democratic presidential candidate Hillary Clinton stated that she would restrict health insurances to 5% – 10% if she will be the next President of the United States. She promised to lobby this proposition because she thinks the weight of some of these insurance policies is too much of a burden to Americans. The current working percent of health insurance if about 10% and Hillary Clinton wants that to be lowered (but not less than 5%). An average American earns about $60,000.00 a year and if the company deducts the health plan from that amount of salary, only about $50,000.00 will be left. She also said the she didn’t want Americans to spend for something they do not see.
Photo taken from http://www.observer.com
hillary clinton, insurance company