by: Christine Zafra
New studies conducted by Families USA show that in the state of Washington, 1 person each day dies because he or she does not have health insurance to cover for him/her. That’s about 365 people a year—and that accounts for non-insured people alone. Due to the high costs of health insurance, a lot of people are being deprived of it. This is an issue that the state should look into since people are dying because something (health insurance in this case) wasn’t there to catch them the time they needed it most. And as the popular saying goes, “what a waste”.
Photo taken from http://www.missouri-health-insurance-quotes.com
death, health insurance, washington
by: Christine Zafra
An online survey given by AFL-CIO had a very disturbing outcome: almost 95 percent of the participants think that the American health insurance system should be totally changed. Most of the respondents did not belong to the lower-end bracket of the strata but rather, had jobs, college education and health insurances themselves. The most disturbing part was their reasons as too why the health insurance system should be overhauled. Some say that they didn’t go to the doctor when they needed on due to the high costs. Some, on the other hand, said that their injuries were not covered by health insurances and so they didn’t bother to have it checked. There were other numerous reasons but the common denominator is that of money issues.
Photo taken from http://www.bsu.edu
health insurance overhaul
by: Christine Zafra
Democratic presidential candidate Hillary Clinton stated that she would restrict health insurances to 5% – 10% if she will be the next President of the United States. She promised to lobby this proposition because she thinks the weight of some of these insurance policies is too much of a burden to Americans. The current working percent of health insurance if about 10% and Hillary Clinton wants that to be lowered (but not less than 5%). An average American earns about $60,000.00 a year and if the company deducts the health plan from that amount of salary, only about $50,000.00 will be left. She also said the she didn’t want Americans to spend for something they do not see.
Photo taken from http://www.observer.com
hillary clinton, insurance company
by: Christine Zafra
The Hispanics in the state of Connecticut are facing a dilemma: the cost of living is too much to handle. The Latino and Puerto Rican Affairs Commission conducted interviews (including phone, focus group discussions and face-to-face interviews) and released a very astounding result. Hispanics feel that their quality of life is rickety, going nowhere but down, and this is due to the dwindling economy of the country. Most of them do not even enjoy health insurance coverages in their work. If this lack of health insurance is paired with the high costs of living, the Hispanics in the said state might experience crises in the next years.
Photo taken from http://agiletools.files.wordpress.com
hispanic
This independent guide to buying private medical insurance, published by the Association of British Insurers, has been designed to help you understand more about how private medical insurance works, so that you can make an informed choice before you buy an insurance policy.
The Association of British Insurers are the recognised trade organisation for insurance companies operating in the United Kingdom. In addition to this guide, the literature you receive from companies providing private medical insurance should contain an outline of the products which you are considering buying.
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In Ohio, two citizens between age 25-64 die every day because they don’t have health insurance, according to a report released by Families USA, a health-care consumer advocacy group. According to the report, more than 5,100 working-age adults in Ohio died because they lacked health insurance between years 2000-2006.
Previous studies show that uninsured residents are three times more likely to delay or forgo needed medical care like checkups, screenings and other preventive care. Because of this, they are more likely to be diagnosed with disease in an advanced stage and thus their chances of survival are decreased.
U.S. Rep. Betty Sutton said the study underscores the need for Democrats’ national health care reform proposals.
In Ohio, two citizens between age 25-64 die every day because they don’t have health insurance, according to a report released by Families USA, a health-care consumer advocacy group. According to the report, more than 5,100 working-age adults in Ohio died because they lacked health insurance between years 2000-2006.
Previous studies show that uninsured residents are three times more likely to delay or forgo needed medical care like checkups, screenings and other preventive care. Because of this, they are more likely to be diagnosed with disease in an advanced stage and thus their chances of survival are decreased.
U.S. Rep. Betty Sutton said the study highlights the need for Democrats’ national health care reform proposals.
Do you know that employment-based health insurance is the only serious source of coverage for young Americans who cannot apply for Medicare? Medicare is available for the poor yet those who are not so poor can’t receive it. Studies show that between 2000 and 2004 the number of Americans younger than 65 rose by 10 million but the number of non elderly Americans covered by employment-based insurance fell by 4.9 million. This means that fewer and fewer Americans apply for employment-based health insurance though it is a necessity for many.
Clinton and Obama differ in perspective when it comes to health policies. Obama believes that people don’t have health insurance because they can’t afford it even if they want it. He aims to lower the cost of insurance. Clinton wants everyone to have cover and she will demand a penalty from those who don’t acquire it. However they both agree that insured people will be allowed to keep their current cover and that they will be offered news options and the less they earn, the higher the subsidy. Large employers will pay for al or part of health care cover and insurance companies must not be picky of customers.
Q What is the first thing I should know about buying health coverage?
A Your aim should be to insure yourself and your family against the most serious and financially disastrous losses that can result from an illness or accident. If you are offered health benefits at work, carefully review the plans literature to make sure the one you select fits your needs. If you purchase individual coverage, buy a policy that will cover major expenses and pay them to the highest maximum level. Save money on premiums, if necessary, by taking large deductibles and paying smaller costs out-of-pocket.
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