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If you’ve just graduated and now looking for a job or you just gotten a new job but the health insurance benefits are effective on your 3rd month in the company, then it is suggested that you and your family get covered for short-term health insurance.

Most short-term health insurance has a coverage ranging from 180 days to 12 months tops. It’ll cover accidents or sudden illnesses. You’ll be in charge of picking your own doctor or clinic, and get in and out patient services as well.

The negative side of it all is that it won’t offer all permanent plan benefits. It won’t include pre-existing conditions, routine medical exams, preventive care, optical or dental care, or pregnancy and childbirth expenses.

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